Commercial Auto Insurance in Odessa, TX
Commercial auto insurance covers vehicles used for business purposes. This coverage addresses the risks associated with operating business vehicles, including those related to transporting goods, visiting job sites, and carrying employees.
Who Needs Commercial Auto Insurance? 
Businesses that own, lease, or use personal vehicles for work, such as contractors, delivery services, or fleet managers, are likely required by law to have commercial auto insurance. Even companies with just one vehicle can benefit from this policy.
What Does This Policy Cover?
Standard commercial auto insurance policies can include:
- Liability coverage may pay for bodily injury or property damage if your driver is at fault in an accident.
- Physical damage coverage may include collision and comprehensive coverages, which can cover vehicles against accidents, theft, vandalism or weather-related events.
- Uninsured/underinsured motorist coverage may provide coverage for your business if your vehicle is hit by a driver with insufficient insurance.
- Medical payments (MedPay) coverage can help cover medical expenses for your drivers and their passengers following an accident.
- Hired and non-owned auto coverage typically extends coverage to vehicles your business rents, as well as to employees’ personal vehicles used for work purposes.
Is This Required in Texas?
State law requires a minimum level of liability coverage for business vehicles; however, many businesses often opt for broader policies to help manage their exposure and cover their assets.
Why Choose Five Star Insurance?
Our team is locally based in the Odessa area and understands the unique needs of businesses in Texas. We work closely with our clients to assess risks, compare coverage options and tailor policies that fit their operations and budget.
Contact us today to learn more and get a free custom quote.